Kay, 28, who lives comfortably at home with her middle-class parents, has just returned with daughter Chloe from a month-long trip to Australia, Bali, Indonesia, Malaysia, Sri Lanka, Dubai, Turkey, Greece and the Netherlands.
And the single mum, who gets more than £8,500 a year in child benefit, income support and tax credit, is already planning another luxury trip to New Zealand.
Kay confesses she could work but chooses not to because she wants to wait until Chloe is older, reports the Sunday People.
And she says she doesn’t really need the benefits – equivalent to over £700 a month – because her mum Jill, a shop manageress, and stepdad Bob, a lawyer, pay for everything.
Kay, still sun-tanned from her exotic travels, said: “No, I don’t need the money as such and I didn’t need to go travelling either but I wanted to so I did.
“I know there are people worse off than me but that doesn’t have anything to do with what I spend my allowances on.
“If someone’s offering you free money and telling you to take it, you’d have to be a fool not to – that’s all I did.
“Once it’s in my bank account it’s up to me how I use it and I decided to spend it on taking the trip of a lifetime.
"I don’t feel guilty and I don’t regret it.”
Kay’s attitude will outrage millions who work and pay taxes – and nearly half a million more lone parents who struggle to survive on benefits on council estates with no help from well-to-do parents.
Astonishingly, Kay claims she is actually helping other single mums by changing their image.
She said: “I’m not your regular single mum on benefits who spends it all in McDonald’s and never leaves the town they were born in.
“I’m changing the image of what it is to be a benefits mum and proving that if you do it the right way, you can have anything you want.
"They’ve chosen to eat take-aways and buy the latest gadgets. I chose a different route.”
Kay, who lives in Gainsborough, Lincs, with Jill, 54, and Bob, 61, pays NO rent, NO bills and NO housekeeping.
She doesn’t drive a car and has no regular outgoings.
But because her income without benefits is still considered to be low she is entitled to payments from several different welfare pots.
On January 10 she set off on the trip Sydney via London, Athens, Istanbul, Dubai, Colombo, Kuala Lumpur, Jakarta, Bali and Darwin before returning home via Amsterdam.
Over one month she spent FOUR months of benefits on 13 flights, three travel visas, accommodation, holiday essentials and spending money.
She even kept the money going into her account while she was abroad by cutting off her trip just shy of the five-week limit for travel imposed on those claiming income support or Jobseekers’ Allowance.
Kay says: “People get into this mindset of being poor and saying they can’t afford to do things when in reality it’s just about making choices.
“OK, I don’t have any outgoings so I have been lucky to spend my benefits on this amazing experience but I think single mums get more than enough.
"It’s really not that expensive to bring up a child. Hence I have spent all the money on what some people see as a luxury.
“I went to the job centre and told them I wanted to go travelling and they told me there was a five-week limit.
“I came home just within those five weeks so my benefits didn’t get cut off.
“If you think about things the right way there is a way to do everything.
“Of course people are negative and many people get very jealous.
“But I had only been out of Europe once before I went on benefits and now I’ve had the chance to see some incredible things from tropical beaches to the skyscrapers of Dubai.
“I never would have been able to afford it without benefits.”
It seems that Kay, who studied psychology at La Sapienza university in Rome, knew exactly how she would utilise the welfare system from the moment she got pregnant.
She admits: “I’d been living in Rome for ten years when I realised I was pregnant and immediately I knew that coming back to England would be the best thing for me.
“I had been working as a freelance translator but if I came back here I would be able to claim benefits and take advantage of a free healthcare system which doesn’t exist in Italy.
“I looked up online and saw I would immediately be eligible for child benefit and possibly more. I could live with my parents to cut down on rent too.”
When Kay visited the Jobcentre Plus on her return she was even more pleasantly surprised.
She said: “I told them I wanted to register back in the country and they told me I was already eligible for Jobseekers’ Allowance.
“Then a couple of weeks later they said I could switch to income support which meant I didn’t even have to apply for jobs.
"Then I was told I could get tax credits, too. I was really shocked at how generous it was but I wasn’t going to turn it down.”
Despite having no outgoings, Kay’s monthly disposable income was suddenly £710 – £90 a week income support, £90 a month child benefit and £230 a month in tax credits.
Chloe’s father, who met Kay in Rome, has moved to Australia where he is a professional rugby player.
Kay says she has not asked him to pay child maintenance because she does not need the money.
She continued: “I claim the Government vouchers for fruit and veg that you get for the baby, but I’m vegan so that’s pretty much what I eat.
“I’m lucky that my parents let me live for free and I have no outgoings at all but being a mum isn’t as expensive as I thought.
“I know loads of mums who are on the same benefits as me and they spend it all on the latest educational toys and nice new clothes for their kids but I would rather spend it travelling.
“I always wanted to go travelling when I was younger and then I got held up in Italy so when I came back and suddenly had the means, I thought, ‘Why not?’
"It started off just as a holiday to Athens, then things started to fall into place.
“Each time some more money landed in my account, I booked something.
"I started booking flights and accommodation in Europe in October and was booking something with every payment until a few days before I went.
“I timed it so my child benefit came in the day I went and then I got payments while I was over there too.”
Kay added: “I know there are people a lot worse off than me and I am grateful to the government and my parents for what they’ve done.
“But I’m not a bad person, I’m just doing what I think is best.”